Criticalillness.org.uk Website Review

Insurers: Aviva, Legal & General, Liverpool Victoria, Scottish Widows, Vitality, Zurich Critical illness is more common than you think. Cancer, multiple sclerosis, the need for an organ transplant, a st*oke – these strike when least expected and can devastate, not just your health, but also your family’s finances. But with critical illness insurance, you can have the funds you need to pay for treatments, as well as for any other expenses you might deem necessary. Critical Illness insurance will pay a specified lump sum upon the diagnosis of a serious illness that is covered in the policy. The purpose of the cover is to provide the Insured with funds that he can use to spend for his treatment and recovery, as well as other necessary expenses. The advantage of this cover is that once the payout is given, you are free to spend the money however you wish. Critical Illness insurance is typically offered to people from ages 17 to 65, though the minimum and maximum ages vary from insurer to illness is included in a life insurance or mortgage life insurance policy, you can essentially expect two lump sum payments – one when you are diagnosed with a critical illness and one upon your death. Critical illness will cover common medical conditions such as: This will vary from policy to policy. There are some insurers that exclude critical illnesses caused by self-inflicted injury, refusal or failure to follow reasonable medical advice, drug abuse or resulting from criminal or illegal activities. Other exclusions may also include the diagnosis of Parkinson’s disease or Alzheimer’s disease after the age of 60. With today’s medical advances, people are living longer and enjoy higher survival rates when diagnosed with a critical illness. However, the cost of treatments may not just devastate your health but also your finances even if you have private health insurance Also, medical treatments for critical illnesses are sometimes quite expensive and may drain your family’s finances. You may find