Elsastatebank.com Website Review

To access your account online, please enter your ESB username and pas*word below. To access your account online, please enter your ESB Access ID below. This Online Banking Agreement (Agreement) for accessing your Elsa State Bank, account(s) via the Internet explains the terms and conditions of online access. These terms and conditions govern the Online Banking Services offered through Elsa State Bank. By clicking the I Agree bu*ton below, signing the Online Banking Account Access Application, or using the Elsa State Bank Online Banking Service, you agree to abide by the terms and conditions of this Agreement. Each of your accounts governed by their respective contracts, disclosures of account terms, borrowing agreements, notes, applicable fee schedules, and any other agreement evidencing the terms and conditions of your accounts (collectively, Account Agreements.) If any provision of this agreement is in conflict with the Account Agreements, the Account Agreements shall prevail. For purposes of this agreement, the terms our, we, us, and Bank refer to Elsa State Bank. The terms you and your refer to each owner or signer for the deposit or loan account(s) at Elsa State Bank which will or are accessed through the Online Banking portion of Elsa State Bank’s web site, whether they be for personal or business purposes. ACCESSING YOUR ACCOUNT AND FEES FOR SERVICE To access your account(s) through the Online Banking Service, you must have an eligible Elsa State Bank account, enroll in the Service, have a User ID and pas*word, and obtain the Internet browser software that There are currently no separate monthly or transaction fees as*essed by the Bank for use of the Online Banking Service. However, the fees as*ociated with your accounts, as described in the Account Agreements will apply to services ordered online and to transfers from a credit You may incur fees or charges from others for software, installation or services to provide you Internet access. You agree to be