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still seen as an unnecessary expense. However, perceptions are slowly but surely changing since property prices are escalating. Home owners are realizing that a number of things that are beyond our control can go wrong. Mother nature can wreak havoc on homes with floods and earthquakes. Burglars can decide to steal valuable art or your impeccable furniture. A fire can start as a result of an electric The good news is that a comprehensive home insurance policy can protect your house and your possession. That’s right: Many insurance companies offer home insurance that not only covers damages to the structure of your property but also its contents. So policyholders can sleep better knowing their expensive LED TV sets, home theatre systems, air conditioners, tasteful paintings and other precious items So what does home insurance cover, anyway? Although different policies provide different coverage, most GENERAL INSURANCE COMPANIES IN Floods leave extensive damage to building structures in their wake. Walls crumble and possessions are destroyed once a flood ravages a home. Some places in India are more prone to floods and tsunami than others. Which is why buying a home insurance policy is mandatory if Much like floods, earthquakes can cause permanent damage to property and loss of life. Home insurance can help you rebuild your home after an earthquake by paying for the repairs and reconstruction work. You will be surprised to know that many people forget to switch off the stove before traveling. Even an electric spark or short circuit can cause a blaze. Which is why it’s important to have house insurance. Rebuilding your home after a fire damage can put a heavy strain on your family financially without this type of insurance. While many anti-theft devices are available in the market today, there are burglars who can surpas* even the most state-of-the-art technology in order to steal extremely valuable items. Many homeowners adorn their walls with priceless artwork, store valuable jewelry and use