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It is a program of the Mayor's Office of Medellín, administered by the Higher Education Agency of Medellín - Sapiencia and operated by the Family Compensation Fund of Antioquia - COMFAMA, which provides opportunities for access and permanence in higher education to students in strata 1, 2, 3 and 4, through credits that can be totally or partially condoned if they meet requirements based on academic merit and social service provision. (IT IS NOT A SCHOLARSHIP) Each person can get the payment of the REGISTRATION UP TO 3 legal minimum monthly salaries in force for each semester and 2.5 legal minimum monthly salaries in force for each semester for support expenses. We have 44 alliances signed with public and private higher education institutions of the Aburrá Valley approved by the Ministry of Education; in which, these institutions commit themselves to contribute in programs to avoid the desertion of the students and to support them with the connection to social practices required to forgive 20% of the credit and in programs The allied institutions also, grant quotas of counterpart to some beneficiaries (the number of seats is determined by each university) in each call, so that, if the value of the enrollment exceeds the value financed by the Fund (up to 3 SMMLV), the Higher Education Institution will cover the surplus. In any case, the admission to the universities and the allocation of counterpart quotas is the responsibility of each Institution and Consultation of allied higher education institutions and their programs Qualifying requirements and impediments to access the Medellín credit. In case of being an Afro-Colombian, a victim of armed conflict, indigenous, being in a situation of displacement or being enrolled in social reintegration programs and not born in Medellín or who have not studied in the city, they must accredit