Point.com Website Review

point is the first home finance product aligned with homeowners. we do well when you do well. have you ever wanted something better than a loan? that's point. we don’t lend money. “point was so easy to work with. it was a big weight off my shoulders and a breath of fresh air. it was a great experience.” “the best part was how easy and streamlined the process was. there wasn’t a lot of back and forth, which i really appreciated.” we pay you today for a share of your home’s future appreciation. there are no monthly payments; there is no interest rate; you can buy point out or sell the home at any time; we can lose money if the home depreciates. we do well when you do well. now, that’s quite making good decisions means avoiding bad ones. we use computers, science and lots of common sense to figure out if point is the best see if you qualify in less than 2 minutes. the application is free and we’ll check if you have enough equity to be eligible for point. compare point’s competitive offer with traditional home loans. choose what is best for you and your financial future. we don’t choose customers — we choose partners. a team member will answer your questions and bring you on board.. you might be wondering, what are home equity loans and helocs anyways? also called second mortgages, a home equity loan is a loan that is secured by your property — you borrow a lump sum and repay it with interest over the term of the loan. helocs are lines of credit secured by your home — you can borrow as much as you want up to the heloc point is very different from a heloc. point is not a loan and it has no monthly payment. we’re invested in your property with you and we share in the home’s appreciation when you decide to sell the home or to buy out point. in other words, we do well when you do well. unlike helocs, point does not have an interest rate. point’s total cost depends on how your home’s value changes. you should compare the total costs under different home appreciation scenarios.