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Mutual Funds are financial instruments. These funds are collective investments which gather money from different investors to invest in stocks, short-term money market financial instruments, bonds and other securities and distribute the proceeds as dividends. READ MORE Tax Planning is a process of strategically reducing your tax liability through the finest use of all accessible allowances, exclusions, deductions, exemptions, etc. If executed correctly, the right portfolio helps trim down your taxable income therefore reducing Many of us consider insurance just another investment for tax saving. Our day-to-day life is full of unpredictable risks on account of loss of life, loss of income, critical illness, disability etc. Insurance planning means figuring out adequate cover against insurable risks. Financial planning is a long-term process of wisely managing your finances so that you can achieve your goals and dreams. These goals may include: Buying a house, Saving for your child's education, Your daughter's marriage, Buying a car, Eventually planning for retirement.